Personal finance softwares help you in managing the finances easily. You will be able to get automatic transaction updates and be able to track it. This will allow you to get an early warning if things go south. These programs come with more features too and they are either stand-alone or web-based. To help you out here are the best free personal finance softwares:
Top 15 Best Free and Paid Personal Finance Software 2020
In this article, u can find out the best 15 personal finance software to help your financial matters.
- Banktivity
- Moneyspire
- HomeBank
- CountAbout
- Moneydance
- BankTree
- Mint
- Buxfer
- Microsoft Money
- Money
- Quicken
- KMyMoney
- Mvelopes
- YNAB
- Qapital
1. Banktivity
This free personal finance software will let you synchronize, analyze and integrate your various bank accounts. You will also be able to fully categories all your different kinds of transactions manually or by the bank option. Along with this, you will also be able to maintain a budget here so that you spend accordingly.
Price: For direct access, you will have to pay $39.99 per year.
2. Moneyspire
This is a very user-friendly personal finance software that lets you put all your finances in just one place. It comes with useful features like online banking, mobile app, balance forecast, charts, reports, reconcile statements, check printing, customer invoicing, etc. With this tool, you will be able to adequately manage your accounts and get a hold of your charges and spendings.
Price: For basic edition pay $39.99, for plus edition pay $74.99 and for pro edition pay $119.99.
3. HomeBank – Best Personal Finance Software
This personal finance software has made use of the use of more than 19 long years of personal user feedback and experience to refine itself. It can analyze your budgets and finances in a very detailed manner. You will find that it has powerful charts as well as fikueringy tools to make the job easier. But it’s very easy to use too.
Price: It’s fully free.
4. CountAbout
This is a very easy and functional personal finance software. You will find that it can very easily import various data from Mint and Quicken. Then it syncs to your bank account to get information about other financial data. This mobile app allows you to customize categories to tailor it to your very specific needs as well. So this cloud-based app comes with an easy interface that will always keep you updated about every aspect of your finances.
Price: Basic you get for $99.9 per year and the Premium you get for $39.99 per year.
5. Moneydance
This easy to make use of personal finance software comes with very essential features. This includes bill payment, online banking, budgeting, account management and also investment tracking. You will find that with this tool you will be able to keep track of multiple currencies and take care of any financial job with ease. The online banking facility will let you download transactions automatically too.
Price: You will have to pay $49.99 per year.
6. BankTree
This personal finance software will help you with your basic reporting and budgeting. Not only will you get to manage all of your accounts in just one app but you will be able to stay connected with your bank directly too. This is available on your Android phone, desktop PC, iPad, and iPhone. With this, you will even be able to upload files with the current balance which comes from your bank or financial institution.
Price: For UK people it’s £35, for European people it’s £35 and for US people it’s $40.
7. Mint – Best Personal Finance Software
When it comes to money management apps then Mint is a much-favored one. It’s easy to figure out and has a very simple interface. You will find that it shows all of your activities in different categories. All of your bank information will be updated and synced too. After you, you can use the program to set budgets and goals.
Price: It’s fully free.
8. Buxfer
This web app will let you manage not just your own, but also your group expense. It comes with various kinds of connectivity options which will require finance software for your home. With this app, you will be able to make reports on various spendings and make budget yearly or weekly. Its IOU view will allow you to get access to various accounts.
Price: For Plus you will have to pay $3.99 per month and for Pro, you will have to pay $4.99 per month.
9. Microsoft Money – Best Personal Finance Software
This personal finance software will let you see your bank balance, keep track of expenses and make budgets. You will be able to use this tool both in your PC as well as mobile. It comes with features like currency converter, mortgage calculator, bill payment online, investment quotes online, etc.
Price: It’s fully free
10. Money
This user-friendly personal finance software comes with a lot of attractive features. This includes data import, direct downloads, tax, automated investment, payees, account reconciliation, multitasking, iCloud and security. You will find that it is available on IOS and Mac OS devices. With this, you will be able to keep track of your long and daily investments as well as manage multiple accounts with multiple currencies.
Price: You will have to pay $24.99 for it.
11. Quicken – Best Personal Finance Software
This software helps you streamline your planning and budgeting. This tool is so effective that it’s even used by many business institutions and owners. In terms of features, it shows your project income, credit or bank balances, expenses and also gives notifications. Apart from this it also shows how you performed in the market and lets you monitor realized yields, unrealized yields as well as the cost basis. It even provides free phone support for your needs. With this, you will be able to keep track of your investments and how they are performing.
Price: For the Starter edition you will have to pay $39.99, for Deluxe you will have to pay $74.99 and for the Premier you will have to pay up $109.99
12. KMyMoney – Best Personal Finance Software
This is one of the best personal finance softwares which are available for free. By making use of double-entry accounting it helps you keep track of your finances. It’s one of the easiest and best opens source apps to use.
Price: It’s fully free.
13. Mvelopes
This online personal finance software makes use of an envelope system. Here money for expenses gets set aside in real envelopes. So all it does is use high technology to the traditional envelope budgeting method. With this, you will get to make use of rollover every month budgeting.
Price: For Basic, it’s $4 per month, plus it’s $19 per month and for Complete it’s $59 per month.
14. YNAB
This versatile personal finance software ensures that you get control over your finances with its bank syncing, debt paydown, goal tracking, personal support and reporting bliss features. You will be able to streamline your budget with it and be up to date with the market forecasts. This app also lets you get synchronized information stuff from just about any device.
Price: You will have to pay $50 per year.
15. Qapital
This personal finance softwaremakes it very easy to save. You will be able to save even by doing the same things you do. All the Qapital accounts are fully FDIC insured. Qapital also allows you to get a visa card, an interest-bearing account, and an account.
Price: This is fully free.
These finance management tools will be very useful to you. Whether you want the paid apps or the free apps depends on your budget as well as your financing needs.
