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Three Common Misconceptions About Offshore Banking – Business Blogger

The world of offshore banking is often only known through the limited scandalizing headlines that depict stories of money laundering, tax evasion and secretive bank accounts for the mega-rich.

What people don’t realise is that the offshore banking industry is often safer than banking domestically is perfectly legal and is more often used by average individuals who are anything but the super-wealthy.

Offshore banking provides a legitimate means for just about anyone to protect their assets and maximise their returns. Here, we will take a look at three of the most common misconceptions that people have about offshore banking to perhaps clarify a deeply misunderstood industry.

1. Offshore banking is a way to illegally evade taxes

While it is very true that owning an offshore company or offshore bank account in many jurisdictions will enable you to efficiently minimise your tax burden, you should and will not be able to illegally evade paying tax by having an offshore account.

Every country has its own unique tax regulations, and many of the jurisdictions which have become popular locations to hold an account have tax legislation that are advantageous to non-resident holders.

By structuring your account properly you will be able to take advantage of these tax structures in accordance with the tax laws in certain overseas jurisdiction. This is a completely legal and legitimate way to reduce your taxes. This does not however eliminate your tax liability in your country of residence. You are still liable to the government in the country where you reside and must abide by local tax laws accordingly.

2. Offshore banking is for criminals who want to hide their money

Contrary to what the headlines may have told you; the days of complete anonymous offshore banking are at an end. In recent years, there has been a significant drive towards the mutual sharing of financial information of account holders across borders.

Many jurisdictions have had to sign such agreements, under pressure from the EU and OECD making it much harder complete account secrecy. That being said, there are some favourable offshore jurisdictions where banks still value the importance of privacy and protection of ownership.

Privacy and confidentiality is still maintained in a number of countries around the world, however it is often the laws of a particular client that will make complete anonymity more difficult. If the country where you reside is a signatory of the Common Reporting Standard (CRS), then you will not be able to effectively hide your assets completely from the government.

However, this does not mean your information is publicly available, it just means that your government has access to your tax information. If you reside in a country who is not a signatory of the CRS then you are one of the lucky few.

Nonetheless, opening an offshore account for a majority of the world is not about hiding your assets, but about asset protection. This is to protect yourself from the reach of hungry lawyers, bad business partners, ex-spouses or anyone looking to reach their hand in your pocket.

3. Offshore banking is only for the ultra-rich

This stereotype is a commonly held idea and is vastly out of touch with reality. Nearly any individual with a few hundred dollars can open up an overseas account in say Belize, or a company in Nevis. Access to overseas markets it easier than ever before and is not just limited to the few.

There is such a wide variety of options when it comes to offshore bank accounts. While you might not get into places like Switzerland and Singapore with a few hundred dollars, however Andorra or Puerto Rico will gladly take your cash.

Individuals owning an internet-based business or commerce store or any digitally based service stand the most to gain. However, there are many benefits that come when you look offshore.

Takeaway

While going offshore will likely still retain some misconceptions as the headlines will continue to report only the dark side of things. However, global banking is not some drug dealing cartel but is likely to be more similar to your bank at the end of the street.

 

Bio

Offshore Protection is offshore service provider offering custom tailor-made offshore solutions for individuals and busniesses looking for a global alternative

5 Best Shopify Alternatives for an Amazing Online Store

Shopify is one of the quickest ways to own an eCommerce store in 2020. It is the most popular SaaS-based eCommerce platform and has been the first choice of solo entrepreneurs, small and medium scale businesses for a long time.

In fact, Shopify Inc. brought $131 million up in its IPO (first sale of stock). Under 3 years after the fact, it had a market cap of $10 billion, which was comparative in size to Twitter Inc. As of now, Shopify is supporting over 600,000 eCommerce stores in more than 175 countries. If we list the top countries, where Shopify is most popular in the order, the top 10 would be as follows:

  1. China
  2. United States
  3. France
  4. Australia
  5. Russia
  6. Canada
  7. Germany
  8. United Kingdom
  9. Japan
  10. South Korea

Shopify started as an easier way for non-technical entrepreneurs to own and manage an eCommerce store without any hassle. The managed services of Shopify was like a dream come true for less tech-savvy entrepreneurs, which enabled them to focus more on business development while Shopify’s team would take care of everything technical or complex.

Whether its website hosting, security patches, feature updates, payment gateways, or any other essential API, Shopify comes ready-made with everything necessary to build and run a competitive eCommerce store in 2020.

Interestingly, today, Shopify is competing with not just other SaaS-based eCommerce platforms but also any other choice you might get in the market to build an eCommerce website. Although the major users are still small and medium-sized ventures, Shopify also serves the big brands like Budweiser, The Economist, Sunday Somewhere, Penguin Books, WaterAid, Gymshark, Tesla Motors, and Red Bull.

Why would you need a Shopify alternative?

Everything seems so nice in Shopify. Almost all kinds of businesses in most of the countries are using Shopify to run their online stores, so why would anyone seek Shopify alternatives? What’s the deal-breaker?

Here is the thing. The fact that Shopify is a managed service, what we also call as SaaS, could be the biggest deal-breaker for many entrepreneurs. Not every eCommerce site owner would want a SaaS-based eCommerce platform. Shopify is indeed a great SaaS for running an eCommerce store, but it’s not perfect for every kind of requirement. Chances are you would sometimes have unique requirements that Shopify’s affordable plans might not provide you.

Here are some complex requirements for which you might want to consider a Shopify Alternative:

  • You don’t want to pay a monthly recurring fee to use the software
  • You don’t want to pay a transaction fee for every sale you make
  • You want to start a large-scale multivendor marketplace
  • You don’t want to limit your access to the source code
  • You don’t want to over-depend on SaaS vendors
  • You are looking for more customized templates
  • You want your site to be fully customizable
  • You want a cheaper option than Shopify

Best Shopify Alternatives to consider

  1. BigCommerce (Closest to Shopify with an additional twist)

BigCommerce is the closest and biggest Shopify alternative in the market as of now for two reasons:

  • Like Shopify, it is SaaS and provides similar kinds of features with a similar pricing structure
  • Unlike Shopify, it does not charge additional transaction fee above monthly recurring fee

If you are willing to invest in eCommerce SaaS but Shopify’s additional transaction fee structure overwhelms your will, BigCommerce is the best alternative for you. Moreover, unlike Shopify, it does not limit you from creating as many staff accounts you want. Even its cheapest plan allows you to create unlimited staff accounts. The best part is you get better customizability than Shopify as you can easily edit the storefront design by adding custom HTML and CSS from the dashboard.

Limitations:

  • Hereditary limitations of SaaS due to lack of source code access are inevitable in BigCommerce
  • There is still an additional fee like Shopify for using PayPal to process credit card transactions

Pricing

  1. Squarespace (Best Shopify alternative at an affordable rate)

If you wish your eCommerce website to be more than just an online store, something that combines the best aspects of eCommerce, Portfolio, and blogging, then Squarespace is the best option for you at a much cheaper expense. Although it’s not a standalone eCommerce platform, it presents many better eCommerce functionalities than many popular choices in the market.

  • Unlike Shopify or BigCommerce, it does not restricts the number of products you can sell
  • You can sell both physical and digitally downloadable products like images, music, videos, etc.

If you are looking for a cheaper alternative to Shopify with additional features for blogging and portfolio, Squarespace is the best platform to build your website. However, be advised that it is not a Multivendor marketplace software but a solution for you to sell your own products only.

Limitations:

  • Good for individual or small-scale needs, not suitable for dedicated eCommerce ventures
  • Limited payment processing with just two payment gateways: PayPal and Stripe

Pricing: 

  1. WooCommerce (WordPress plugin for eCommerce)

WooCommerce is a WordPress decoupled plugin that integrates an independent eCommerce segment in your WordPress site. By installing WooCommerce in a WordPress site, you can make it a fully functional eCommerce website without any customization. There are three major reasons for using WooCommerce instead of Shopify to build your eCommerce store:

  • You don’t want to pay a monthly fee to a SaaS vendor
  • You want full control over the source code of your website
  • You can manage your website or can hire someone to manage it

If you have a small-scale eCommerce website with enough features to compete with similar rivals, WooCommerce is the best option in the market. With the right kind of web-hosting and useful eCommerce tools, a WooCommerce website can save you many bucks that would go purchasing a SaaS plan.

Limitations:

  • Works on WordPress only, you will need to set up a WordPress site first
  • Requires some technical skill to manage a WooCommerce store

Pricing:

You can download the source code of WordPress and WooCommerce free of cost. However, the WooCommerce and other WordPress Plugins/add-ons from community developers are premia.

  1. PrestaShop (Standalone eCommerce platform with source code)

Like WooCommerce, PrestaShop is also an open-source eCommerce platform. The only difference is it’s a dedicated eCommerce solution and does not require any other CMS to function. By simply installing the PrestaShop source code on a web server, you can get your eCommerce store upfront.

  • It’s lightweight and based on PHP, so it’s easier to find a PrestaShop developer
  • There are thousands of PrestaShop modules in the market to extend the features
  • Both self-hosted and cloud-hosted options are available

If you are looking to build a medium-scale eCommerce store with full control over the source code and ability to choose your hosting-partners, PrestaShop is one of the best alternatives.

Limitations:

  • You will need the help of the PrestaShop developer to set up and manage your site
  • Large-scale applications like multi-vendor marketplace features are not present
  • You will need a third-party marketplace module to add multi-vendor features

Pricing:

PrestaShop source-code is free to use. However, if you are selecting a hosted version of PrestaShop, you will need to pay the monthly hosting fee. Besides, the PrestaShop modules from community developers are not free to use. The good thing is, PrestaShop modules are available at a one-time cost.

  1. Magento (Large scale eCommerce websites with source code access)

Magento is one of the most popular open-source eCommerce platforms, and it is one of the best Shopify alternatives for two reasons:

  • It is available as both self-hosted (community edition) and as a PaaS (Platform as a service).
  • It has solutions to build both small-scale and enterprise-level eCommerce websites

The biggest reason for using Magento over any SaaS or open-source alternative is that it’s available in both community and enterprise editions. If you want complete control over your website and freedom to choose your hosting partner, go for a self-hosted community edition. However, if you want the same kind of control, customizability, and luxury to ask vendors to manage your website (same as SaaS), you can always upgrade to a premium enterprise plan.

Limitations:

  • Magento is one of the most complex eCommerce platforms to be managed by novice users
  • Enterprise plans could be very expensive for a limited budget venture without any investment

Pricing:

  • Magento community edition is free to use, but the Magento Extensions are premium.
  • The monthly fee of the Magento enterprise edition varies based on your custom requirements.

 

Author By-line:

Jessica Bruce

I am a professional blogger, guest writer, Influencer & an eCommerce expert. Currently associated with ShopyGen as a content marketing strategist. I also report on the latest happenings and trends associated with the eCommerce industry.

Follow me on Twitter @Jessicabruc (https://twitter.com/Jessicabruc)

Tsumino Down? Here are 5 Alternatives of Tsumino

Tsumino Website: Alright, so it looks like that you are someone who loves reading Mangas. Well, there is no denying the fact that when it comes to killing time or relaxing, reading Manga comics on tsumino is one of the best ways. Now, there are actually quite a lot of Manga Reading websites out there on the Internet. Some of them are free while others not so much. Tsumino is one of the most popular and free Manga Reading websites on the Internet. A lot of users recently reported that they are unable to find the official website link of Tsumino.

Well, that’s exactly what this post is going to be all about. Today, in this post, we would be covering on Tsumino official website link and would also be sharing some of the best Alternatives to the Tsumino website. Now, if that sounds interesting, let us top into it. But wait! Let us first take a look at What is Tsumino. Should we?

What is Tsumino?

Tsumino for those of you who don’t already know is a free hentai doujin reader web application that provides users with the most high-quality English doujinshi/manga. The website is pretty popular and has been there for around 3 years now. As soon as you open the website, you will be greeted with a list of Mangas which you can select and read online. And yes, you need not pay anything for these mangas, they are all completely FREE. The website has a pretty clean design which contributes to better user experience.

For those of you who were wondering for tsumino koe no katachi, then we would like to tell you that the tsumino koe no katachi is also present on their website. Unfortunately, the tsumino downloads are temporarily disabled. There is no known way to bypass tsumino downloads that are temporarily disabled as of now. With that being said, let us now take a look at Tsumino Official Website Link. Should we?

Must Read  TorrentKing Unblocked List of TorrentKing Mirror / Proxy Sites

Tsumino Official Website Link

You can visit the Tsumino official website by clicking on the Visit Website button below. Do note that the website is responsive and should work on every device with an active Internet connection. Here is the Visit Website button for those of you who are in a hurry:

Tsumino Alternatives/ Sites like Tsumino

We have compiled a good list for the Tsumino Alternatives. Please note that as of publishing this article, all of the Tsumino websites are working as they should. With that being clear, that being said, let us now take a look at the first Tsumino alternative. Should we?

1. MangaDex 

Starting off the list of Best Tsumino Alternatives, we have the MangaDex coming in at number one on the list. MangaDex is pretty simple quite like Tsumino and straightforward website which does the task of finding some great animes pretty well. There is nothing crazy or too complicated going up on their website. It is pretty simple and responsive. Anyways, the reason why it is one of the best alternatives to the Tsumino website is the fact that with MangaDex, you got to watch almost every anime which you find on the Tsumino. The MangaDex has a huge library of animes which you would love to discover if you are a manga lover. You can access the MangaDex website by clicking below.

2. Read Manga Today

If you are someone who is looking for an alternative to the Tsumino Manga Reader, then you should definitely take a look at the Read Manga Today website. With the Read Manga Today’s website, you can easily read any manga comic (like Tsumino) or even watch anime for that matter. The website does have a pretty neat and clean design which is pretty easy to use, making sure that the users get a great reading experience on their website. Like Tsumino, the Read Manga Today also has a huge library that you can explore for completely free. You need not sign up or get any subscription to do so. You can access the Read Manga Today Tsumino website by clicking below.

3. Manga Park

Manga Park as the name suggests is a website that offers a lot of Manga for the users to read. This is what makes this site a good alternative to the Tsumino Website. Now, unlike most of the Manga reader websites online, the Manga Park website has one of the most modern users interface out there. You can easily navigate and find that one manga in which you want to just read the whole day and get relaxed. If you have never tried out this website, then we will really recommend you do so. You can access the Manga Park website by clicking below.

Read:  Megashare Alternatives, Working App and Proxy/ Mirror Sites

4. Manga Reader.net 

Manga Reader.net is another great alternative to the Tsumino Manga Reader, you should definitely take a look at the Manga Reader website. With the Manga Reader’s website, you can easily read any manga or even watch a lot of anime for that matter. The website does have a pretty neat and clean design making sure that the users get a pleasant reading experience while they are on this amazing manga reading website. Like Tsumino, the Manga Reader also has a huge library that you can explore for completely free. You need not sign up or get any subscription to do so. You can access the Manga Reader website by clicking below.

5. Manga Go 

And finally the last but for sure not the least, we have the Manga Go website coming in at number 5 on our list of Best Tsumino alternatives. Manga Go is a pretty simple and straightforward website that does the task of finding some great Manga on Tsumino pretty well. There is nothing crazy on their website. It is pretty simple and responsive. Anyways, the reason why it is one of the best alternatives to the Tsumino website is the fact that with Manga Go, you got to watch almost every anime which you find on the Tsumino. You can access the MangaDex website by clicking below.

ETTV Similar and Alternative/Proxy Sites in 2020

ETTV is the best torrent site in the world. It was a fantastic site when I discovered this site in the previous years, during the quarantine day due to COVID-19 everyone should tune to ETTV to watch exciting and lovely movies. It is a trustworthy community of torrent trackers that has a huge database meta torrents. It provides 100% verified torrent files to the users who have thousands of seeders and uploaders.

It is blocked in your country? or can’t access it. Don’t worry, we have covered the list of best torrent alternatives and proxy sites.ETTV has a loyal community for torrent uploaders and seeders. It is obvious that many Torrents websites tend to get blocked after they get popular. These proxies and mirror sites are the best alternative for users. These are the source of getting access to these torrent sites.

ETTV Proxies and Mirror Sites

We have covered the list of the working ETTV proxies and mirror sites to our readers, These are the working proxy sites that we have checked before writing into this article.

Official URL: https://ettv.to/

ETTV Proxy URL-1: https://ettv.online/
ETTV Proxy URL-2: https://www.ettv.be/
ETTV Proxy URL-3: https://www.ettv.tv/
ETTV Proxy URL-4: https://ettv.unblocked.nz
ETTV Proxy URL-5: http://www.hidebux.com/unblock/ettv.tv
ETTV Proxy URL-6: http://www.zen44.com/proxied/ettv.tv

Best ETTV Alternative Sites

In case, none of these ETTV torrent sites are working for you or want to look at further options, you are able to check the sites which are listed below. In fact, some of those options are possibly better than the original site in some specific aspects.If you are interested you can watch yify proxy for movies and tv shows.

The Pirate Bay

The Pirate Bay does move around a whole lot, it’s existed in some shapes since the ages. It’s thought to be among the most well-known websites for downloading torrents and added features that allow you to determine whether a seeder is reliable. The search engine is actually operational and uploads are usually easily accessible for new content.

You may have some trouble accessing the website because of it going around quite a bit, but after you’ve got the website, it’s not hard to download what you’re searching for. We recommend searching for VIP seeders since it is a fantastic sign that the content is secure and you won’t have to take care of any possible malware problems.

RARBG

If you’re heavily invested in films, RARBG is going to be the ideal website to take into account. It’s an intricate information page and will reveal to you everything you have to be aware of when it has to do with your own files. Moreover, the top 10 list will make certain you know the prevalence of a film and make it simpler to locate new releases and use rarbg proxy site to download movies and tv shows.

TORLOCK

TORLOCK is one of the best websites if you’re searching to prevent possibly fake torrents. It’s actually simple to browse the website and it comes with a massive database of articles that you could download. Additionally, it offers a Top 100 list which will show you all that you want to learn about the hottest content on the market nowadays.

What we enjoy is the simple fact that TORLOCK really pays its users for each imitation torrent that they discover on the website. According to the website, they’ve more than 5 thousand verified torrents which will make certain you get what you want to get when downloading.

YTS

If movies are your specialty and you like all the latest movies, YTS.AM/YTS.AG will be one of the top sites that you can consider checking out. The sites only focus on movies and feature a massive directory that will ensure you can find what you are looking for. The torrents are also known to be really easy on your bandwidth.

It also has a massive user base with dedicated seeders that will ensure you can stream some of your favorite content with limited effort and waiting times.

TorrentDownloads:

TorrentDownloads is another one of those sites that will offer you clear and concise quality torrents. The site has a straightforward information page and with a massive database, it will be easy to find anything that you might be looking for. All the information is also displayed about each of the torrents you might select. If you’re looking for torrents for books, then torrent downloads would be the best option for you.

Additionally, the site includes a comment section and allows the users to rate the torrents once they have been downloaded, this will make it easier to avoid potential fake torrents and help the community to find what they are looking for. It is one of the top options if you are looking for reliable torrents.

EZTV

Furthermore, the website includes a comment section also enables the users to speed the torrents as soon as they’ve been downloaded, this can make it simpler to steer clear of possible fake torrents and assist the community to get what they’re searching for. It’s among the highest choices if you’re searching for dependable torrents.

While they’ve been enticed by ETTV for sneaking their articles, the website still remains busy. You may not be able to find what you’re searching for here, but it always ranks well for great excellent content.

Conclusion

I’m concluding this article on Best ETTV alternative and proxy sites in 2020. I hope it was useful. If did I overlook anything then what’s your favorite process to unblock ETTV? We tried our best to cover everything related to this site.
Bookmark this article by clicking Ctrl+D as We’ll keep adding more Ettv proxy and mirror sites as we locate them. Have any operating ETTV Proxy/Mirror, please inform us in the comment section below.

Everything You Need to Know about Attorney Advertising Rules

When it comes to attorney advertisements, the advertisements have some limits, which cannot be broken. If law firms go past the attorney advertisement ads, the ad will become irrelevant and they might not influence the audience.

For attorney advertisements, you need to be relevant; the language that you use should be very professional. Every word used in the advertisement can put you in trouble so you need to be super vigilant for your words.

The Specific Words That Cannot Be Used For Attorney Advertising

When you are making an attorney advertisement, you need to be super vigilant of what words you use. You need to keep a special eye on the stuff you publish. The words that you use in the ad might backfire later.

Lawyers say when you are constructing law firm SEO, and you need to keep in mind that you don’t use words like “specialist,” “ specialized,” “expects”, “best service,” “Guaranteed” in you advertisement. If you use such words and you fail to deliver the same thing, you might lose goodwill.

Attorney References

When you are constructing anything like Attorney SEO and law firm SEO. You need to keep in mind to mention the references for them. You cannot randomly put in a statement in your attorney advertisement. You need to put in the exact references of the clause and give the name of the state whose law you are using. A real attorney must back up the information.

When you post anything on a normal website, they usually have an attorney backing up the statement given in the law firm’s SEO. When the site is of the law firm itself, it needs to have more attorneys backing up the information.

Put the Legitimate Address and Location of the Law Firm in the Advertisement

When it comes to attorney advertising, you need to show the legitimate physical address in your advertisement. Or else your advertisement will not receive approval.

You need the address because attorneys are real people who need to have a physical presence. You cannot hire artificial intelligence when it comes to attorney advertisement. That will be a crime. People will also find it super difficult to trust in the advertisement if a physical office or a site does not support the advertisement.

Conclusion

Law firm and attorney advertisements are very different from other advertisements. If you mess up anything in other ads, you might not get in big trouble. False claiming can cause many problems for attorney advertisements. You need to follow a set of rules and take many things in measure to make a successful attorney advertisement.

For attorney advertisements, you also need to be vigilant about your law firm SEO and attorney SEO. Before publishing information, you will need an attorney read it for you earlier so that you do not post anything that can put you in trouble in future

Ranking Your Law Firm Website In Five Steps

Let’s face it.

As lawyers, we are VERY good at what we do. Unfortunately, marketing isn’t one of these skills.

As a result, we may go through feast or famine phases in our business, which has nothing to do with our abilities as attorneys.

It doesn’t help that directories like FindLaw, Justia, and SuperLawyers are filling up Google and making it harder for law firms to rank their sites.

Even with these directories and stiffer competition on Google, it’s still possible to outrank them and hit the top of the first page.

Here are five tips to help you rank higher:

Redesign Your Site

Many law firms treat their website as an afterthought. Poorly designed websites that provide a poor user experience and usually aren’t optimized to rank on Google.

Because of this, you may have trouble ranking any higher than on the 2nd page of Google.

A new website can grow your business in two ways:

  1. If someone lands on your site and you build trust with them and make it easy for them to find what they’re looking for, they’re more likely to become a client.
  2. If people visit your site and stay for an extended period instead of leaving immediately, Google will notice this and decide to rank your page higher.

Sometimes, it’s worth getting a full website redesign instead of trying to do a patchwork SEO job.

Optimize Your On-Page SEO

The next step is to optimize the on-page elements of your site.

Let’s run through a few of the on-page issues we had on our site:

  1. Slow Speed

These days, users expect websites to be fast. When your pages take too long to load, they will find their solution elsewhere.

Site speed is also now a Google ranking factor. In other words, if your site is slow, Google will take notice and negatively adjust your rankings accordingly.

  1. Thin Content On Service & City Pages

If you don’t have enough content on your pages, you’ll have trouble getting them to rank.

We wanted to rank for keywords like “DUI Attorney + Our City”, but the service pages didn’t have enough content to rank.

You see, Google likes to rank pages with lots of authoritative content. This shows you know what you’re talking about and have a solution for a searcher’s problem.

Realize a common theme here?

Google wants to offer searchers the best solution for their searchers.

  1. Poor Site Structure

Your site structure refers to how your site is setup page by page. This not only allows your readers to navigate your site easily, but it also can give Google an easy roadmap to index all of your site’s pages.

We’ll talk about this a bit more in the next step…

Create Location Pages

You probably practice in more than one city. In my case, I’ve had clients in over a dozen different counties across Michigan.

If you want to extend your reach outside of your city, your best bet is to create city pages. These are pages that are highly targeted to a specific area.

For example, let’s say you’re a criminal defense attorney in Grand Rapids, but you also service Detroit, Lansing, and Ann Arbor, then you would create a city page for each of the additional communities.

The site structure would look like this.

Criminaldefenseattorney dot com

  • Criminaldefenseattorney dot com/Detroit
  • Miamidivorceattorney dot com/Lansing
  • Miamidivorceattorney dot com/Ann-Arbor

City pages in smaller surrounding areas can quickly rank and send you a steady stream of leads.

Consider Blogging

Blogging is another great short and long-term strategy to increase your site’s traffic.

What we’ve found is that our ideal clients will search Google for answers to specific legal questions like, “What’s the difference between DUI vs. OWI?” and “How much does a DUI cost?”

If we’re able to answer these questions, we can get them into our marketing funnel, then get them in for a consultation.

Get Backlinks

A backlink is a link created when one website links to another. These are important for SEO because they allow Google to determine which sites are more valuable than others.

When a site links back to your site, it basically acts as a thumbs up in Google’s eyes. The more backlinks you get from authoritative sites, the more authoritative your site will be. As a result, you will rank higher on Google.

We build backlinks through two strategies:

  1. Guest Posting: Writing high-quality blog posts on high authority sites like Legal Services Link
  2. Content Marketing: Writing informative blog posts on our blog that eventually get linked back to as a source by authoritative sites in our niche.

Top 15 Things to Remember for the Best Employee Surveys

People, not profits, make it possible for organizations to succeed. Communication is the key to maintaining employee motivation and driving the business forward.

Employee surveys help you identify various factors that impact the experience of your employees in their work. Your business will achieve higher productivity with motivated, loyal, well-trained staff accompanied by a happy working environment.

Employee surveys are instruments incorporated by the management to collect feedback and evaluate employee engagement, experience, morale, and productivity. It is essential to assess the effectiveness of new structure, leadership, and training on Employee Satisfaction, stress levels, health, and productivity.

In an age where more and more employees worry about being watched by Big Brother, where businesses have the tools to track almost everything, running a survey can indicate that Big Brother is still human.

What is the differentiator between a good and a lousy survey in the workplace?

The distinction is a careful and thoughtful layout of the survey, very clearly. And the unfortunate truth is that many managers and HR professionals are still behind in developments with regards to survey design trends. The past decade has brought dramatic changes to this field, and it has seen a five-fold growth in the number of publications describing the importance of corporate survey results. But many managers are still applying design principles formulated ages ago.

In this article, we’ll explore some of the developing trends in survey design and provide guidelines to help companies improve their workplace surveys. These suggestions are based on peer-reviewed studies and reports on behavioral sciences, general knowledge of survey design, and the experience of our organization in developing, implementing, and revising extensive corporate surveys.

Guidelines for Content

  1. Questions should be specific to observable behavior rather than thoughts or perceptions
    Most surveys, particularly those intended to evaluate performance or leadership skills, invite participants to define specific individuals’ characteristics or ideas. While there is an understandable interest in answers to these questions, the company is unlikely to receive direct answers by asking the questions. The answers to such questions can often be biased by the individuals associated with the person being evaluated. The best way to tackle these problems is to ask questions about concrete, observable behaviors, and encourage respondents to rely on their own experiences. This reduces the risk of distortion.
  2. Include certain things that can be verified independently
    Of course, if the survey responses are not related to verifiable facts, there is something wrong. Conversely, verified reactions enable you to draw conclusions about the validity of the survey, mainly when something new or unusual is assessed by the survey.
  3. Test just habits that are linked to the success of your business
    This principle may seem evident, but we have reviewed countless surveys and found that most surveys are designed without focusing on business outcomes or job performance. This flaw explains many of the surprising survey failures. The dilemma is most often triggered by the inability to pick questions systematically. We use a two-stage system to prevent this. Firstly, we consult with informed contributors and ask them to identify the significant issues and the reasons for them. Then we examine the published research in order to identify known problems and causes. Only then we selectively pick questions that reflect all of the identified issues.

Guidelines for Format

  1. Maintain unlabeled and uninterrupted portions of the survey by page breaks
    Boxes, category labels, and other harmless-looking survey information can subtly and significantly skew responses. The cause is relatively straightforward: as extensive research reveals, respondents prefer to answer questions related to each other similarly.By simply removing the boxes, tags, and page breaks that disrupted some pages, we solved the problem. The formatting changes allowed respondents to interpret the question on their own merits; although the changes were minimal, they had a significant impact on the results of the survey.
  2. Format parts containing a similar number of items and asking a similar number of words
    Studies and our own experience indicate that the more questions you ask, the higher the resulting scores for the entire section tend to be. Similarly, questions that contain more words and require more time for reflection are often given higher ratings by respondents. Maintaining fairly equal lengths of questions and segments provides the highest probability of receiving compatible survey responses across all sections.
  3. Let respondent demographics be the last question in your employee surveys and the first on in performance surveys
    An optional demographics section is a regular part of customer surveys and its value is unquestionable. Demographic questions also frequently appear in employee surveys as managers believe that the information generated can yield useful detailed information about trends in the workforce. Of course, minimizing demographic questions that may seem intrusive or insignificant is crucial. The rates of response of employees can dramatically reduce if they feel that anonymity is being compromised by including demographic questions. In employee surveys, putting demographic questions at the end is generally best, making them optional, and minimizing their number.

Guidelines for Language

  1. Ignore words with strong associations
    This is one of the most ignored principles of language. Metaphor plays a prominent role in management descriptions, but it can also trigger bias-responding associations. While these sentences are commonly used to describe leadership qualities, they are counterproductive in surveys because they can trigger gender favoring associations.Here, simple revisions in wordings can solve the problem: “Has a strong grasp of complex problems” seems more inclined towards males, while “Discusses complex issues with effectiveness and clarity.” is more gender-neutral. Similar results were observed when words were changed that triggered ethnic and religious associations.
  2. Change the wording so that the desired answer is negative in about one-third of the questions
    The respondents’ tendency to agree on questions is one of the best-documented response inconsistencies, which increases with the length of the survey. It is best to introduce questions that are articulated negatively. One good way to prepare readers for this possibility is to add a simple reversed question early on. It reflects the presence of such questions throughout the survey. In our experience, we have found that changing the wording into about one-third of the questions is a good rule.
  3. Avoid combining two separate topics into one subject
    Most questions in a survey combine two or more components. If items are related, there is a sense in merging them to reduce the duration of the survey, but it may other times be troublesome to combine two or more components. When deciding if two similar elements should be included in the same question, it should be determined if they require to be treated similarly when an issue is identified.

Guidelines for Measurement

  1. Create an answer scale with regularly spaced numbers and words only at each end of the range
    Yet, because they were affected by a variety of external factors, the outcomes of these tests were notoriously unreliable. The major problem is that each response option on the scale contains different terms, and it is, therefore, difficult to place the answers in a spaced mathematical process so that statistical tests can be carried out. Although the labels can be plausible, the distance between each pair of continuum classifications remains unknown.These and other distortions created with word labels can be avoided by using a scale with only two-word markings, with one on each end. Questions answered with numerical scales may not appear to be very different from those answered by the word, but their answers are much more reliable and can be analyzed in more detail.
  2. Only use a single answer scale with an unusual number of options
    One response scale, like “never” to “always” with numerical ratings in between, makes a quick response comparison and is better for respondents. Single-scale surveys take less time than multiple-scale surveys, are more reliable, and provide much simpler statistical comparisons of different items. We think it is advisable to provide an unusual range of responses so that people can register a neutral opinion. We are also in favor of including a “don’t know” or “not applicable” reply. Without this option, respondents may feel obliged to provide unworthy answers. Including this choice increases response rates and reduces the likelihood of respondents leaving blanks or ending the survey in the middle
  3. Avoid questions involving ranking
    Numerous surveys require respondents to rank in order of preference a number of items. A host of factors skew the answers to such questions— most notably, the number, order, and object range. Respondents will best remember the first and last items of a list and tend to assign the top and bottom ranks to them. Furthermore, other research shows that a ranking question may influence ratings on subsequent questions, possibly as respondents are sensitized to the ranking question subject.

Guidelines for Administration

  1. Make sure that employee surveys are anonymous and ensure that they remain so
    As we have already pointed out, if respondents are confident that personal anonymity is guaranteed, they are much more likely to participate in surveys. Many employees are smart enough to know that the fingerprint in every device is unique and that passwords can be decrypted or overridden easily. Employees are reluctant to provide honest reviews and ratings for their leaders and peers as they know that their answers are stored somewhere on the mainframe of the business. The respondents’ desire for anonymity explains why many companies prefer to use paper-based surveys, even though all employees have access to a computer network.
  2. Make the department the primary unit of analysis for corporate surveys in large organizations
    Although the need to maintain anonymity is paramount, large corporations still need to coordinate and analyze department-or operating unit-level results of internal surveys as they measure success at these levels. Clearly, the utility of surveys that are undifferentiated by departments is poor. This helps you compile customized feedback reports that divide the cluster departments into the specific groups you need.
  3. Ensure that the survey is completed in about 20 minutes by employees
    Employees are busy, and no one really likes surveys and evaluations. If a survey appears to be unreasonably time-consuming, only people with a lot of free time will be involved, and the response quality will drop significantly. We’ve already seen that respondents’ responses become automatic and overly positive when surveys are long. Generally speaking, we found that surveys that can be completed in 20 minutes can provide a company with substantial results.Employee focused strategy has become the norm, and consumers look favorably on people-centric organizations rather than profit-focused businesses. You will recognize what goes well and what needs improvement only by communicating closely with your employees.

Now you know the secret recipe to the best employee surveys.

7 Sales Tools for Every Small Business

We all want to get better at what we do.

But as a salesperson or sales team manager, I’m sure you’re constantly on the lookout for the best tools to make your team more efficient.

So here are seven sales tools your small business needs.

Calendly

Calendly is all about productivity, which is essential to any sales team. It’s productive because it’s a way to passively schedule calendar events.

Here’s how it works: you set blocks of time that you’re available within your Calendly account. Then you give people your Calendly link where they can schedule an appointment during one of your predetermined times.

And it doesn’t matter how you’ll be meeting — phone, video, in-person. It’s just an easy way to schedule your days.

LinkedIn Sales Navigator

LinkedIn Sales Navigator is a premium account, and it is a goldmine for sales teams. It helps you find specific people, add them to an organized lead list, and then contact them directly.

Sales Navigator has many helpful features, like Account Targeting and the Buyer Circle, which tells you who the decision-makers are on certain deals.

But the feature that’s most useful to salespeople is Advanced Search. In just a matter of minutes, you can have a list of hundreds of potential leads, all thanks to the filters LinkedIn gives you.

Some of the filters include:

  • Job title
  • Company
  • Industry
  • Location
  • Employment history
  • Your products and services
  • Keywords
  • And more…

Once you find leads, you can add them to your lead list. Then you can contact them via LinkedIn InMail messages. However, InMail limits each message to 300 characters and you get just 20 messages a month.

If you want an alternative to that, you can use a LinkedIn email finder to extract the email addresses of those leads for cold emailing.

MailerLite

MailerLite is an easy-to-use email marketing platform. It’s totally free to sign up and on the free account, you get up to 1,000 subscribers and 12,000 emails a month.

And creating email campaigns is simple. They have a drag-and-drop editor. The metrics are clear to understand. And making an automation chain requires simply hitting a “+” symbol. It’s important to have an email marketing platform, especially one that doesn’t make it harder to communicate with your email list. You can add value to people’s lives with email, whether you’re using it for outbound or inbound marketing.

HubSpot Sales

A clear sales process is essential to a successful sales team. That’s why HubSpot Sales, winner of the Best Sales Software award in 2019, strives to make that possible.

It’s an eCommerce software that helps you save time by automating tasks, like follow-up emails and reminder notifications. You can even be alerted when your leads open your email and click one of the links in your email.

Here are some of the services it offers:

  • Pipeline management
  • Custom reports
  • Report templates
  • Sales automation
  • Gmail and Outlook integration
  • Inbox profiles

They have a free plan, but you can upgrade to the Pro plan to get advanced features for $50 per user per month.

Freshsales

If you want another option for automating your tasks, Freshsales is one you should consider. The most compelling feature allows you to send personalized emails to your entire email list.

But there are many other sales-centric features, including:

  • One-click phone calls
  • Trendline reports
  • Sales activity reports
  • In-depth analytics
  • 360-degree customer view
  • A visual sales pipeline
  • Prioritized email inbox

You can also track the most frequently visited pages on your website, categorizing those people based on their browsing behavior. The software will then collect leads and rank them so that you can get in touch with the most important ones first.

You can sign up for a free Sprout plan, or you can get more features with the Blossom plan for $12 per user per month. Plus, there are other premium accounts you can choose from.

Pipedrive

Pipedrive is a pipeline manager, allowing your sales team to stay on top of their leads and their goals.

To give you an idea of what is possible with this tool, here are some of the main features:

  • Role assignment
  • Extremely customizable
  • Strong and reliable API
  • View contact history
  • Tools for goal-setting
  • Detailed reporting

The most appealing thing about this tool is the big-picture it offers. Your sales reps can see each stage of each deal and how it’s progressing. And you keep track of the leads’ actions and reach out when necessary.

You can get a 30-day free trial, after which accounts start at $10 per user per month.

Revel Systems POS

Revel Systems POS runs point-of-sale processes, but it also does much more. You can get feedback on the customer’s experience, take care of administrative tasks, and even manage your finances.

You get instant access to data about your sales, inventory, and workforce.

Some other useful features include:

  • Items in low stock show in red
  • Purchase order management
  • Track purchase history

You get a free trial, and then you can upgrade to get all the features for $99 a month.

Understanding Bankruptcy and Methods to Rebuild Credit Score

If you or your business is not able to pay the outstanding debts, a legal proceeding is involved that declares bankruptcy. It is the worst possible situation when nobody is ready to give you loans even at high-interest rates. A legal bench critically examines all assets to make sure that a person or company has actually become bankrupt. Generally, petition for bankruptcy is filed by the debtor or creditors for legal declarations. The court evaluates all the assets and uses them to pay the remaining amount partially as much as possible. The main problem stands while rebuilding credit after bankruptcy. The credit score is a kind of goodwill to help in getting financial aid from banks and financing firms. When you file bankruptcy and declared legally, it abruptly lower down the credit score. Scroll down to understand how bankruptcy affects the credit score.

Bankruptcy impacting credit score 

VantageScore and FICO scores are two major organizations that decide the credit score of an account with numerical calculations. The cores of both organizations range between 300 to 850. Here are clear figures of both agencies illustrating the statuses of credit scores.

FICCO 

a). Excellent credit: 800+

b). Good credit: 740-799

c). Fair credit: 670-739

d). Poor credit: 580-669

e). Bad credit: <580

VantageScore

a). Excellent credit: 750+

b). Good credit: 700-749

c). Fair credit: 650-699

d). Poor credit: 600-649

e). Bad credit: below 600

When the court declares you bankrupt, it abruptly reduces from 160 to 220 points. The average credit score remains between 690 to 720, if the points reduce by 160 to 220, you will automatically fall in the category of poor or bad credit score. No matter whether you file bankruptcy or not, the credit score will continuously keep on reducing because of the incapability of loan repayment.

How to rebuild credit after bankruptcy

A bad credit score is a primary reason why you can’t get credit anymore from any finance organization. A low credit score in normal circumstances differs from the condition of bankruptcy. In order to rebuild it, we need the assistance of a professional credit repair agency. The follow some important steps to overcome this situation.

Here we are mentioning step wise measures in detail. 

  • The first thing they examine is your latest credit report to confirm the bankruptcy. Actually, bankruptcy declaration is a better circumstance than delinquent balances and outstanding.
  • If you have multiple accounts, there is a hope of rebuilding the credit score. Credit repair agencies suggest regulating the payments of other accounts on time. Some accounts may not be showing in your credit report but it doesn’t mean that they are not going to be reported.
  • Try to get a credit card rather than applying for a loan. Getting a loan might be difficult but many credit card companies issue credit cards because you will not be declared bankrupt for the next 7 years. Within this time period, they know how to get back the credited amount. Approach a financing agency to apply for secure credit cards because they are easily issued. The company asks for a security deposit before issuing a secure credit card. If you are making timely payments, the credit card company will turn your credit card into the “unsecured” category. This behavior gradually starts rebuilding your credit score that will reflect in the next credit report.
  • Never exceed your credit card limit more than 30% because the excess of spending from credit card portraits a negative image. Consider your credit cards after bankruptcy as a way of rebuilding score rather than a shopping pass.
  • Always keep on submitting new credit applications no matter whether they are accepted or rejected. It is a chance of luck because some creditors consider you as a prior case who really need credit and will return it. However, this tactic doesn’t work every time.
  • If there is a co-signer, your credit score will improve much faster. A co-signer having a good credit score acts as security assurance. However, remember this fact that late payments from your account will also badly affect the credit score of co-signer.

These are some smart tips for rebuilding credit after bankruptcy steadily. It will take at least 1 year or more to rebuild your goodwill. Have patience and keep your record clean as much as possible.

15 Budget-Friendly Home Improvement Hacks You Need To Know

If your home is in dire need of renovations but your budget is not quite ready for it, then you’ve come to the right place. You don’t have to wait to get money for a total overhaul. You can begin working on some DIY projects that are going to cut the renovation costs of your home, but even then, DIY projects can still get really expensive. If you’re not ready for spending a lot of money on home upgrades, do not worry. There are plenty of home improvement hacks that can work just as good even when you’re on a limited budget.

Welcome to a new collection of DIY projects in which we’ve featured 15 Budget-Friendly Home Improvement Hacks You Need To Know. Take a look at them below and you will identify some of these projects as solutions for your home improvement needs. All of the following ideas have free tutorials that you can access by clicking on the links below each image. The tutorials come together with complete step by step instructions that will make it all a lot easier. Enjoy!

1. DIY Shiplap Walls

2. DIY Faux Wallpaper

3. Cover An Ugly Light Fixture

4. DIY Kitchen Island From Dresser

5. Frame A Builder Basic Mirror

6. Air Stone Fireplace Makeover

7. Transform Boring Cabinets Home Improvement Hacks

8. $6 Dollar Ceiling Fan Update

9. DIY Whitewashed Fireplace

10. Cedar Street Number Planter

11. Painted Stairs

12. DIY Floating Shelves

13. Add Shutters

14. Paint An Oak Banister

15. Give Your Faucet A Face-Lift