Business – Page 15 – Business Blogger

Three Common Misconceptions About Offshore Banking – Business Blogger

The world of offshore banking is often only known through the limited scandalizing headlines that depict stories of money laundering, tax evasion and secretive bank accounts for the mega-rich.

What people don’t realise is that the offshore banking industry is often safer than banking domestically is perfectly legal and is more often used by average individuals who are anything but the super-wealthy.

Offshore banking provides a legitimate means for just about anyone to protect their assets and maximise their returns. Here, we will take a look at three of the most common misconceptions that people have about offshore banking to perhaps clarify a deeply misunderstood industry.

1. Offshore banking is a way to illegally evade taxes

While it is very true that owning an offshore company or offshore bank account in many jurisdictions will enable you to efficiently minimise your tax burden, you should and will not be able to illegally evade paying tax by having an offshore account.

Every country has its own unique tax regulations, and many of the jurisdictions which have become popular locations to hold an account have tax legislation that are advantageous to non-resident holders.

By structuring your account properly you will be able to take advantage of these tax structures in accordance with the tax laws in certain overseas jurisdiction. This is a completely legal and legitimate way to reduce your taxes. This does not however eliminate your tax liability in your country of residence. You are still liable to the government in the country where you reside and must abide by local tax laws accordingly.

2. Offshore banking is for criminals who want to hide their money

Contrary to what the headlines may have told you; the days of complete anonymous offshore banking are at an end. In recent years, there has been a significant drive towards the mutual sharing of financial information of account holders across borders.

Many jurisdictions have had to sign such agreements, under pressure from the EU and OECD making it much harder complete account secrecy. That being said, there are some favourable offshore jurisdictions where banks still value the importance of privacy and protection of ownership.

Privacy and confidentiality is still maintained in a number of countries around the world, however it is often the laws of a particular client that will make complete anonymity more difficult. If the country where you reside is a signatory of the Common Reporting Standard (CRS), then you will not be able to effectively hide your assets completely from the government.

However, this does not mean your information is publicly available, it just means that your government has access to your tax information. If you reside in a country who is not a signatory of the CRS then you are one of the lucky few.

Nonetheless, opening an offshore account for a majority of the world is not about hiding your assets, but about asset protection. This is to protect yourself from the reach of hungry lawyers, bad business partners, ex-spouses or anyone looking to reach their hand in your pocket.

3. Offshore banking is only for the ultra-rich

This stereotype is a commonly held idea and is vastly out of touch with reality. Nearly any individual with a few hundred dollars can open up an overseas account in say Belize, or a company in Nevis. Access to overseas markets it easier than ever before and is not just limited to the few.

There is such a wide variety of options when it comes to offshore bank accounts. While you might not get into places like Switzerland and Singapore with a few hundred dollars, however Andorra or Puerto Rico will gladly take your cash.

Individuals owning an internet-based business or commerce store or any digitally based service stand the most to gain. However, there are many benefits that come when you look offshore.

Takeaway

While going offshore will likely still retain some misconceptions as the headlines will continue to report only the dark side of things. However, global banking is not some drug dealing cartel but is likely to be more similar to your bank at the end of the street.

Bio

Offshore Protection is offshore service provider offering custom tailor-made offshore solutions for individuals and busniesses looking for a global alternative

Top 15 Things to Remember for the Best Employee Surveys

People, not profits, make it possible for organizations to succeed. Communication is the key to maintaining employee motivation and driving the business forward.

Employee surveys help you identify various factors that impact the experience of your employees in their work. Your business will achieve higher productivity with motivated, loyal, well-trained staff accompanied by a happy working environment.

Employee surveys are instruments incorporated by the management to collect feedback and evaluate employee engagement, experience, morale, and productivity. It is essential to assess the effectiveness of new structure, leadership, and training on Employee Satisfaction, stress levels, health, and productivity.

In an age where more and more employees worry about being watched by Big Brother, where businesses have the tools to track almost everything, running a survey can indicate that Big Brother is still human.

What is the differentiator between a good and a lousy survey in the workplace?

The distinction is a careful and thoughtful layout of the survey, very clearly. And the unfortunate truth is that many managers and HR professionals are still behind in developments with regards to survey design trends. The past decade has brought dramatic changes to this field, and it has seen a five-fold growth in the number of publications describing the importance of corporate survey results. But many managers are still applying design principles formulated ages ago.

In this article, we’ll explore some of the developing trends in survey design and provide guidelines to help companies improve their workplace surveys. These suggestions are based on peer-reviewed studies and reports on behavioral sciences, general knowledge of survey design, and the experience of our organization in developing, implementing, and revising extensive corporate surveys.

Guidelines for Content

Questions should be specific to observable behavior rather than thoughts or perceptions
Most surveys, particularly those intended to evaluate performance or leadership skills, invite participants to define specific individuals’ characteristics or ideas. While there is an understandable interest in answers to these questions, the company is unlikely to receive direct answers by asking the questions. The answers to such questions can often be biased by the individuals associated with the person being evaluated. The best way to tackle these problems is to ask questions about concrete, observable behaviors, and encourage respondents to rely on their own experiences. This reduces the risk of distortion.
Include certain things that can be verified independently
Of course, if the survey responses are not related to verifiable facts, there is something wrong. Conversely, verified reactions enable you to draw conclusions about the validity of the survey, mainly when something new or unusual is assessed by the survey.
Test just habits that are linked to the success of your business
This principle may seem evident, but we have reviewed countless surveys and found that most surveys are designed without focusing on business outcomes or job performance. This flaw explains many of the surprising survey failures. The dilemma is most often triggered by the inability to pick questions systematically. We use a two-stage system to prevent this. Firstly, we consult with informed contributors and ask them to identify the significant issues and the reasons for them. Then we examine the published research in order to identify known problems and causes. Only then we selectively pick questions that reflect all of the identified issues.

Guidelines for Format

Maintain unlabeled and uninterrupted portions of the survey by page breaks
Boxes, category labels, and other harmless-looking survey information can subtly and significantly skew responses. The cause is relatively straightforward: as extensive research reveals, respondents prefer to answer questions related to each other similarly.By simply removing the boxes, tags, and page breaks that disrupted some pages, we solved the problem. The formatting changes allowed respondents to interpret the question on their own merits; although the changes were minimal, they had a significant impact on the results of the survey.
Format parts containing a similar number of items and asking a similar number of words
Studies and our own experience indicate that the more questions you ask, the higher the resulting scores for the entire section tend to be. Similarly, questions that contain more words and require more time for reflection are often given higher ratings by respondents. Maintaining fairly equal lengths of questions and segments provides the highest probability of receiving compatible survey responses across all sections.
Let respondent demographics be the last question in your employee surveys and the first on in performance surveys
An optional demographics section is a regular part of customer surveys and its value is unquestionable. Demographic questions also frequently appear in employee surveys as managers believe that the information generated can yield useful detailed information about trends in the workforce. Of course, minimizing demographic questions that may seem intrusive or insignificant is crucial. The rates of response of employees can dramatically reduce if they feel that anonymity is being compromised by including demographic questions. In employee surveys, putting demographic questions at the end is generally best, making them optional, and minimizing their number.

Guidelines for Language

Ignore words with strong associations
This is one of the most ignored principles of language. Metaphor plays a prominent role in management descriptions, but it can also trigger bias-responding associations. While these sentences are commonly used to describe leadership qualities, they are counterproductive in surveys because they can trigger gender favoring associations.Here, simple revisions in wordings can solve the problem: “Has a strong grasp of complex problems” seems more inclined towards males, while “Discusses complex issues with effectiveness and clarity.” is more gender-neutral. Similar results were observed when words were changed that triggered ethnic and religious associations.
Change the wording so that the desired answer is negative in about one-third of the questions
The respondents’ tendency to agree on questions is one of the best-documented response inconsistencies, which increases with the length of the survey. It is best to introduce questions that are articulated negatively. One good way to prepare readers for this possibility is to add a simple reversed question early on. It reflects the presence of such questions throughout the survey. In our experience, we have found that changing the wording into about one-third of the questions is a good rule.
Avoid combining two separate topics into one subject
Most questions in a survey combine two or more components. If items are related, there is a sense in merging them to reduce the duration of the survey, but it may other times be troublesome to combine two or more components. When deciding if two similar elements should be included in the same question, it should be determined if they require to be treated similarly when an issue is identified.

Guidelines for Measurement

Create an answer scale with regularly spaced numbers and words only at each end of the range
Yet, because they were affected by a variety of external factors, the outcomes of these tests were notoriously unreliable. The major problem is that each response option on the scale contains different terms, and it is, therefore, difficult to place the answers in a spaced mathematical process so that statistical tests can be carried out. Although the labels can be plausible, the distance between each pair of continuum classifications remains unknown.These and other distortions created with word labels can be avoided by using a scale with only two-word markings, with one on each end. Questions answered with numerical scales may not appear to be very different from those answered by the word, but their answers are much more reliable and can be analyzed in more detail.
Only use a single answer scale with an unusual number of options
One response scale, like “never” to “always” with numerical ratings in between, makes a quick response comparison and is better for respondents. Single-scale surveys take less time than multiple-scale surveys, are more reliable, and provide much simpler statistical comparisons of different items. We think it is advisable to provide an unusual range of responses so that people can register a neutral opinion. We are also in favor of including a “don’t know” or “not applicable” reply. Without this option, respondents may feel obliged to provide unworthy answers. Including this choice increases response rates and reduces the likelihood of respondents leaving blanks or ending the survey in the middle
Avoid questions involving ranking
Numerous surveys require respondents to rank in order of preference a number of items. A host of factors skew the answers to such questions— most notably, the number, order, and object range. Respondents will best remember the first and last items of a list and tend to assign the top and bottom ranks to them. Furthermore, other research shows that a ranking question may influence ratings on subsequent questions, possibly as respondents are sensitized to the ranking question subject.

Guidelines for Administration

Make sure that employee surveys are anonymous and ensure that they remain so
As we have already pointed out, if respondents are confident that personal anonymity is guaranteed, they are much more likely to participate in surveys. Many employees are smart enough to know that the fingerprint in every device is unique and that passwords can be decrypted or overridden easily. Employees are reluctant to provide honest reviews and ratings for their leaders and peers as they know that their answers are stored somewhere on the mainframe of the business. The respondents’ desire for anonymity explains why many companies prefer to use paper-based surveys, even though all employees have access to a computer network.
Make the department the primary unit of analysis for corporate surveys in large organizations
Although the need to maintain anonymity is paramount, large corporations still need to coordinate and analyze department-or operating unit-level results of internal surveys as they measure success at these levels. Clearly, the utility of surveys that are undifferentiated by departments is poor. This helps you compile customized feedback reports that divide the cluster departments into the specific groups you need.
Ensure that the survey is completed in about 20 minutes by employees
Employees are busy, and no one really likes surveys and evaluations. If a survey appears to be unreasonably time-consuming, only people with a lot of free time will be involved, and the response quality will drop significantly. We’ve already seen that respondents’ responses become automatic and overly positive when surveys are long. Generally speaking, we found that surveys that can be completed in 20 minutes can provide a company with substantial results.Employee focused strategy has become the norm, and consumers look favorably on people-centric organizations rather than profit-focused businesses. You will recognize what goes well and what needs improvement only by communicating closely with your employees.

Now you know the secret recipe to the best employee surveys.

7 Sales Tools for Every Small Business

We all want to get better at what we do.

But as a salesperson or sales team manager, I’m sure you’re constantly on the lookout for the best tools to make your team more efficient.

So here are seven sales tools your small business needs.

Calendly

Calendly is all about productivity, which is essential to any sales team. It’s productive because it’s a way to passively schedule calendar events.

Here’s how it works: you set blocks of time that you’re available within your Calendly account. Then you give people your Calendly link where they can schedule an appointment during one of your predetermined times.

And it doesn’t matter how you’ll be meeting — phone, video, in-person. It’s just an easy way to schedule your days.

LinkedIn Sales Navigator

LinkedIn Sales Navigator is a premium account, and it is a goldmine for sales teams. It helps you find specific people, add them to an organized lead list, and then contact them directly.

Sales Navigator has many helpful features, like Account Targeting and the Buyer Circle, which tells you who the decision-makers are on certain deals.

But the feature that’s most useful to salespeople is Advanced Search. In just a matter of minutes, you can have a list of hundreds of potential leads, all thanks to the filters LinkedIn gives you.

Some of the filters include:

Job title
Company
Industry
Location
Employment history
Your products and services
Keywords
And more…

Once you find leads, you can add them to your lead list. Then you can contact them via LinkedIn InMail messages. However, InMail limits each message to 300 characters and you get just 20 messages a month.

If you want an alternative to that, you can use a LinkedIn email finder to extract the email addresses of those leads for cold emailing.

MailerLite

MailerLite is an easy-to-use email marketing platform. It’s totally free to sign up and on the free account, you get up to 1,000 subscribers and 12,000 emails a month.

And creating email campaigns is simple. They have a drag-and-drop editor. The metrics are clear to understand. And making an automation chain requires simply hitting a “+” symbol. It’s important to have an email marketing platform, especially one that doesn’t make it harder to communicate with your email list. You can add value to people’s lives with email, whether you’re using it for outbound or inbound marketing.

HubSpot Sales

A clear sales process is essential to a successful sales team. That’s why HubSpot Sales, winner of the Best Sales Software award in 2019, strives to make that possible.

It’s an eCommerce software that helps you save time by automating tasks, like follow-up emails and reminder notifications. You can even be alerted when your leads open your email and click one of the links in your email.

Here are some of the services it offers:

Pipeline management
Custom reports
Report templates
Sales automation
Gmail and Outlook integration
Inbox profiles

They have a free plan, but you can upgrade to the Pro plan to get advanced features for $50 per user per month.

Freshsales

If you want another option for automating your tasks, Freshsales is one you should consider. The most compelling feature allows you to send personalized emails to your entire email list.

But there are many other sales-centric features, including:

One-click phone calls
Trendline reports
Sales activity reports
In-depth analytics
360-degree customer view
A visual sales pipeline
Prioritized email inbox

You can also track the most frequently visited pages on your website, categorizing those people based on their browsing behavior. The software will then collect leads and rank them so that you can get in touch with the most important ones first.

You can sign up for a free Sprout plan, or you can get more features with the Blossom plan for $12 per user per month. Plus, there are other premium accounts you can choose from.

Pipedrive

Pipedrive is a pipeline manager, allowing your sales team to stay on top of their leads and their goals.

To give you an idea of what is possible with this tool, here are some of the main features:

Role assignment
Extremely customizable
Strong and reliable API
View contact history
Tools for goal-setting
Detailed reporting

The most appealing thing about this tool is the big-picture it offers. Your sales reps can see each stage of each deal and how it’s progressing. And you keep track of the leads’ actions and reach out when necessary.

You can get a 30-day free trial, after which accounts start at $10 per user per month.

Revel Systems POS

Revel Systems POS runs point-of-sale processes, but it also does much more. You can get feedback on the customer’s experience, take care of administrative tasks, and even manage your finances.

You get instant access to data about your sales, inventory, and workforce.

Some other useful features include:

Items in low stock show in red
Purchase order management
Track purchase history

You get a free trial, and then you can upgrade to get all the features for $99 a month.

What is Hosting, How does it work and what is it for?

Hosting is the starting point from which you will start to raise your project since it is where you will write down the DNS of your domain, save the files and configure your website, either wordpress or your own project, the base begins at the hour choose the hosting that best suits your needs, if your project will be in wordpress, you are going to look for one that is optimized for wordpress, (with facilities such as siteground with its sg optimizer plugin) or Digital ocean if you want a web app more personalized (you can use python or laravel with more comfort) but you need to have more knowledge of sysadmin.

Definition and short translation

Basically, hosting is a server that these people or companies offer to host their websites and files of each application and website that you are going to host, on the one hand, you will have an administration panel called Cpanel, for the files and for the database You will generally use phpmyadmin.

Translation : Hosting = web hosting

How does it work and what is the main function of hosting?

Hosting is where the files are stored and that users will access them once you register a domain and point it to the DNS of your server, these are the domain name system with which you can link a name to an IP of a hosting, explained very briefly and summarized.

The final scheme would be USER >>> DOMAIN >> DNS >> HOSTING

Are the hosting and the domain the same?

The truth is, no. Hosting and domain, despite being fully linked, are not the same.

The domain is basically the name given to the IP of your website, that is, instead of being: 190.91.029.27015, it would be: www.codigohosting.com. It should be noted that domains can be different, due to the information that this website contains.

And that you are going to find many different extensions such as:

“.com” This domain is the most used since com is commercial, but it is not the most expensive of all but the most naturalized among users around the world.
“.Net” named after the network was originally used by companies related to the internet.
“.Org” intended for non-profit organizations, but you can find websites of all kinds.
“.Info” This domain is used by those who have informative pages.

However, there are also domains that are based on the countries, for example:

“.co” It is addressed to Colombia.
“.Ve” It is addressed to Venezuela.
“.Ar” is aimed at Argentina.

4 Types of web hosting explained

There are different types of web hosting. Among them are:

A VPS is not necessarily better than a shared one and a Dedicated one is not necessarily better than a VPS, by themselves.
The configuration and optimization of the websites and the server are key.

Free Hosting

Almost always, people who are newbies and want to start on the web, acquire free hosting, since they do not have enough capital to purchase paid hosting. But, really, it is not the best option, since free hosting will always bring problems in the long run, either by memory or because it falls over time. Therefore, you must be very careful where you place your dreams.

Benefits of free Hosting

If you are thinking about what free hosting is for, despite the fact that the providers include advertising, remember that when you are starting you can use it to learn how to install a wordpress, try your own cms or upload your first web page in HTML + some language of the backend that you are practising.

Advantages of WordPressHosting

Easy to use for beginners
Some providers offer plugins to cache and optimize your speed.
Technical support can sometimes help you with wordpress issues

Disadvantages of WordPressHosting

It is only recommended in case you use WordPress, otherwise, you will not enjoy comforts.

Shared Hosting

Shared hosting ends up being the cheapest on the market since it shares resources with other web pages. Therefore, you don’t have to pay everything, but also think that you won’t have full hosting either.

Advantages of shared hosting

Low cost, ideal to start projects
You already start with CPanel and the configured server details
Minimal maintenance
Easy to use

Disadvantages of shared hosting

Does not support much traffic
You cannot change the server settings
It depends on the visits and pages viewed by each one, it can be slow

VPS Hosting

These are private servers and are the most used option by webmasters since it is inexpensive and you can have the peace of mind of receiving a lot of traffic a day without your page falling. Why is this? Because there is a logical division of more resources compared to shared plans.

Advantages of a VPS

You can optimize the configuration, according to what you need
Supports more traffic

Disadvantages of a VPS

You must know how to manage it (although there are tutorials on youtube or you can hire a sysadmin)
More expensive than shared hosting

Cloud Hosting:

These allow you to host your files on one or multiple servers that you pay according to the data you consume.

This differs from the traditional ones in the simple fact that instead of staying on a single server, more powerful infrastructures are used such as those of the amazon web services where you will have greater flexibility and scalability, this means that you can have more traffic and also more knowledge to manage them. or have a sysadmin. A point in favour is that you only pay what you use, this during peak visits is good since at no time do you lose uptime and your users will not even know it and when the traffic drops back to its normal flow you do not have to continue paying costs Additional features. I had experience with Digital Ocean to host a website made in Django recently and it was much more work but in some cases, it can be useful since you will learn about server administration and how some services work,

Advantages of Hosting in the Cloud (Cloud)

It is paid according to what you use
Almost never falls
Easy to scale in case you have traffic spikes

Disadvantages of a cloud hosting

Sometimes you can’t configure the server

4 Benefits of a Hosting

If you have good hosting, you can have a lot of benefits, some of these are:

You will have a much more professional website.
It is easier to do branding or SEO when you have your own domain
Your clients can access 365 days a year
If you are a programmer you can make your own scripts or modifications that in sites that offer you a website or store, they do not let you modify.

Where can I buy Hosting?

After reading the benefits of hosting, perhaps you should be looking for where to buy one to start your venture. Therefore, the most common companies to acquire a hosting are the following, anyway I recommend that you take the time to read the analyzes I did because it seems to me that you should be clear about your project and see how companies differ:

Host4Geeks

Title: 50% OFF On Managed VPS Hosting on first month.

Coupon: 50NOW

Validity: Lifetime

cheap reseller hosting India

What is Hosting with SSD disks?

Currently, SSD hosting is highly named and sought after, as they are the latest technological innovations that have come out for web hosting. SSD hosting is basically the fastest disk on the market since it uses memory to store data instead of heads and magnetic plates. But are these hosting with SSDs really good? Really yes, since they have a higher speed and are less prone to damage.

HDD or SSD Hosting? Which is better?

This is the question that webmasters who still use hosting with HDDs ask themselves since they are very afraid to change. But, it really is the best they can do, since with SSD hosting they will have a greater capacity, a greater storage transfer and a higher speed.

Finally, we hope that with this post you have been able to get the most information about hosting so that you can start your project with all the peace of mind possible.

4 Reasons why your website can slow down

You are under attack DDOS or similar.
Your wordpress theme is inefficient, you have many plugins that make simulation queries, you make calls through Ajax to update things like visits for example.
Although it is difficult to admit, especially if you are the programmer, perhaps you made SQL queries that you are not doing in an optimal way
You may have some cron job running repeatedly.

What is the utility they offer

In case you want to offer a web service or simply host an institutional page, if you do not have a contracted to host you should buy a server, configure it and have it running 24/7 x 365 at home, with the administration, configuration and maintenance tasks that are involved this equipment, it is simply a cost that is not justified, you should spend thousands of dollars or opt for the economic option of using a personal computer to host your websites, in this case, you should learn to use Linux for greater stability and the capacity would be less ( it is possible when you have few visits but then you will have to migrate).

Free hosting options

Of course, there are several options on the internet, generally, the hosting providers that offer you free accommodation, request in return to display advertising on your website, if you have a business or company, it is not a good option because it damages your image, think as a client, If you are going to hire a service and a popup appears on your face or you see advertising from the competition on the banners, think twice (my opinion).

5 Tips & Tricks to Choose the Best Personal Loan for Your Needs

More and more people are opting for personal loans to meet their various requirements and why not? Personal loans are not only easily obtainable but also allows the convenience of using the allotted fund for a wide range of reasons. Be it for a wedding ceremony, educational purpose or for buying a new home, a personal loan is always there for your varied needs.

The advantages one can get from a personal loan are also many. You can avail a highly flexible payment tenure at a competitive interest rate if you have a healthy credit score.

Obtaining a personal loan is also quite easy and simple, thanks to the minimum documentation and formalities involved. Since personal loans are unsecured loans, you do not even have to meet the condition of putting any of your personal assets as collateral for the loan security.

Moreover, with the help of a personal loan EMI calculator, you can even have a fair estimate of how much EMI you will have to pay for the loan over the agreed tenure. This way you can have a well-planned structure of payment without any confusion or unawareness.

Getting the right personal loan for you requires a thorough assessment of numerous factors. SOURCE: credit.com

The trickiest part of a personal loan, however, is to decide which personal loan option would be best for you. To help you overcome your indecision to some extent, here are few tips to decide the best personal loan option for you.

1. Interest Rates on the Personal Loan

The first and foremost thing to keep in mind while pursuing the best personal loan option for yourself is to compare the interest rates. The lower the interest rate the better it is for you.

A personal loan EMI calculator will give you a fair idea about how much of your money would go in paying the interest. A reputed lending institution will give you a much better and competitive rate of interest than an individual moneylender in your locality would. That is why it is preferable to do a thorough comparison before applying for a personal loan.

A much better option would be to compare interest rates online to see who is offering the lowest and on what terms and conditions. This can be done using a Personal Loan EMI calculator. It may happen that certain institutions are offering personal loans at lower interest rates but are getting reimbursed in some other way. So always read the terms and conditions before fixating on any one plan.

2. Collateral Assets

Whether you are salaried personnel or a self-employed individual, the lender will not ask for any security from you to approve the personal loan. However, this comes at the expense of something else.

The interest charged on a personal loan is a bit higher than secured loans. In order to get a loan at lower interest rates, try for a secured loan. There you will have to provide some assets of yours as security till the loan amount is paid off.

Due to the presence of a collateral asset, the interest charged on a secured loan is relatively lower than that in a personal loan. But as it is the case, the latter also involves nil risk of losing your asset.

3. Loan Tenure

One of the effective ways of choosing the best personal loan for yourself is by going through the tenure options. Tenure plays a very important part in any personal loan. If the loan payment period is short, the EMI amount will be more but you will escape the extra amount which goes off as interest charges.

A longer payment tenure, on the other hand, will provide you more time, lower EMI amount and financial stability but you will have to pay more amount in the form of interests. However, given the time frame allotted, most probably you will be able to pull it off.

4. Documents Required

The longer process of documentation is considered exhausting and makes things more difficult for you to get to the desired end: availing a personal loan.

Choosing a personal loan of minimal documentation in this regard will be of great help. It will save your time and energy and make availing a personal loan much more accessible. The online process of applying for a personal loan is a great way to avoid going through excessive paperwork at a bank. Although, in general, personal loans involve minimal documentation, you must choose the one which offers maximum convenience.

5. Loan Amount and Processing Fee

Go for the lender who will provide you with the loan amount you actually need. There is no point in availing a compromised amount at better interest rates if it does not totally help your case. With the approval of the personal loan, you will also have to pay a processing fee. Keeping these five points in mind, it is likely that you will make an excellent choice for getting the best personal loan for yourself.

If still in doubt, you may take the help of a loan counsellor to get a better idea about what would be best for you. Whatever the case is, first assess and then apply! Always ensure you are financially prepared for the loan amount inclusive of the interest rates, and the monthly EMIs prior to availing of a Loan.

This you can check online by entering the loan amount that you will be applying for, in the dynamic personal loan EMI calculator table, online, of that particular bank page.

How to Promote Yoga Studio: 11 Yoga Marketing Ideas

As the world of yoga is growing, people everywhere need yoga classes, yoga studios, and yoga retreats. Starting a yoga studio is one of the most soul-fulfilling and profitable things to do in today’s day and age.

Starting a yoga studio is easy work at least easier than promoting the yoga studio. To promote yoga studio takes effort, creativity, open-mindedness, passion for yoga, and so much more. It’s not easy, but it’s also not that hard and is totally doable.

Here are 11 ideas for you to promote yoga studio.

Have An Engaging Website

Use the internet and use the World Wide Web to have a robust website. Your website is the place where all internet surfers will find you, and the number of internet surfers has quadrupled over the last decade.

Make your website creative. According to research, you can tell if a website is well designed and created by checking how much time people spend on a particular website. The average daily time spent on social media by people is about 3-4 hours. An important question to ask yourself is: “what can I do, so people spend more time on my website?”

The website should be user-friendly with a good functioning speed. Make sure the website also is phone friendly, so people have access to it on their phones. Make sure the colors, texts, and designs of the website are appealing and engaging.

Include the yoga styles, time, and details of the class on your website. Having a blog on the website is the perfect recipe for building a solid blog and getting a good amount of traffic on the website.

Hire freelance writers to write articles related to yoga, health, spiritual growth, Ayurveda, and similar topics. Publish your own articles on the blog, too, as people get to know you and your perspective on these topics.

Smart Use Of Social Media

Social media includes Instagram, Facebook, Twitter, YouTube, and other similar socializing platforms. Social media is one of the most powerful tools we have today to reach like-minded individuals and to market our business.

Social media is the place where people of all ages spend a lot of time and receive a lot of information and ideas on what is going on in the world. Online shopping through these platforms is also booming these days expansively.

Use Facebook by making a page of your yoga studio, or you can promote your yoga studio from your original Facebook page. According to research, what has proven effective is making a separate page for your yoga studio on Facebook.

Once you have created a Facebook page for your yoga studio, you can start having fun with it. Post quotes, articles, blogs, YouTube videos, your yoga schedule, a live video stream of your yoga class for people to get an idea of how your classes are, and so much more.

You can also make videos related to yoga, meditation, spiritual growth, and similar topics and post them on YouTube under the name of your yoga studio. Daily short videos, Facebook posts, Instagram posts, and stories will get more attention to your yoga studio on social media.

One thing to keep in mind is that most of the time, social media takes time to work, but once it starts working and reaches the large audience and the right kind of people, boom you are in business.

Understand The Importance of Search Engines

Since hundreds of people use the internet and specifically search engines like Google, Yahoo and Hotmail are some of the most top-ranking search engines on the internet. To rank higher on Google, Yahoo and other search engines, the information you post on your website, blog, Facebook page, Instagram, Twitter or any other social media platform you might use needs to be SEO friendly.

When your content is SEO friendly and creative, engaging, truth-oriented, and giving people what they truly need in terms of information and food for thought, chances are you will rank higher on Google.

Hire a good SEO content writer or freelance SEO content writer to write articles, blogs, posts for you, and watch your website rank higher in Google. If you are on a tight budget, you can also do your own research on SEO writing. YouTube has plenty of amazing videos where you can learn all about SEO and then apply it to your content.

Quality SEO writing is one of the primary keys to promote your own yoga studio and be successful in it.

Go Local

Tie up with local fitness shops, juice shops, sports shops, clothing shops, medical stories to promote your own yoga studio. This is a great way where all parties involved in this partnering can make profits.

For example, if you partner up with a fitness shop, they can guide their customers to your yoga studio, and you can guide your customers to their fitness shop to buy yoga mats, blocks, and other yoga merchandise. If you partner up with the juice bars in your local area, the fitness and health enthusiastic customers can be guided to your yoga studio, and you can guide your customers to their juice bars for maintaining good health.

This is a fantastic way to get to know other local business and help each other like a community that is growing together. With these local business partnerships, you can exchange pamphlets, stickers, or boards of your business for promoting your own yoga studio.

Host Unique Community & Local Events

One of the best ways to promote your own yoga studio and get new students is to host exciting local and community events. Host unique local events to attract nearby people who would benefit from yoga classes you have to offer.

You can support a cause like donating the money earned in that event to orphanages or animal care centres. You can host an event and invite a celebrity yoga instructor to take a yoga class of Vinyasa yoga.

According to research, Vinyasa yoga is one of the most loved yoga classes in yoga studios. Inviting a celebrating will attract more attention to your yoga studio, making people more intrigued and excited about attending the yoga event.

Charge a nominal fee or even better make it a “pay what you want” event where people can pay how much they want from 0 to any number. This way, people feel more welcomed and confident about the class. Giving all the proceeds from this event to a charity that is close to your heart will help promote your yoga studio even more because everybody loves to help those in need.

You can also make this a free event to attract more people. This way, people can experience your yoga classes, enjoy the event, and decide if they want to continue further. Research shows that a free event shows high traction and an increase in new yoga students.

Point System Benefits

Many yoga teachers and fitness trainers have started using the point system in their studios. The system works like – every small improvement in the postures and fitness goals will earn the students more points.

These points can then be converted into getting a discount for the next month or year in the yoga studio. This is a great way to push people, motivate people, and also keep them interested. This is also a great way to get repeat students for several years.

When students know that their yoga teacher cares about their progress, and the students see that they are making progress, they are definitely to stay with your yoga studio for many years.

The points system also works in another way where if they buy a yoga package for six months, they earn a certain number of points. These points can then be redeemed later on for the next purchases of yoga classes. This way, students feel like they are getting a discount on their classes, which also keep them interested further.

Use Word of Mouth

Word of mouth is an integral part of promoting your own yoga studio. People talk, that’s what they do. Human beings are social animals, and socializing is one of the ways people share information.

Since you are providing excellent yoga classes to your students, don’t hesitate to ask them to spread the word about your yoga studio. Ask your relatives, your friends, your peers to spread the word about the yoga classes in your local community.

Students can ask their relatives and spread the word forward. Request your students to spread the word with their like-minded friends and relatives who would also benefit from yoga classes. You can offer your students discounts as a way of saying thank you if they manage to get a few more yoga students for you.

And most importantly, don’t hesitate to invite people personally.

Offer Unique Classes

Offer unique yoga classes as compared to what is being offered by other yoga studios in your area. Here you need to get creative, offer unique yoga classes that no one else offers but you.

Yoga is in so many ways is about finding our own uniqueness and authenticity. It’s about dancing a dance only we can dance; a dance which is unique to us. You can offer meditation sessions, Acro yoga sessions Ashtanga yoga sessions, Hatha flow yoga sessions, Iyengar yoga sessions, power yoga sessions, and so much more.

Offering unique and creative classes is an X-factor that adds to your yoga classes. The students don’t get bored with the same routine and yoga style and can learn more and diverse styles of yoga.

The world is your oyster, and you can decide what you want to offer. As you offer more unique classes and may be a yoga retreat to your students, they will not hesitate to tell their friends and peers about your yoga studio.

Build a Strong Mailing List

Having a strong mailing list is a great way to stay on top of your A-game. You can have a subscription button on your website where everyone who visits your website has the option of subscribing to your newsletters.

Sending out daily or weekly newsletters is great to promote your own yoga studio and get new students. The newsletters are a great way to be seen and remembered by people who might be looking for yoga classes.

Research suggests that sending daily newsletters can actually work against you unless the newsletters are exceptionally good every day. Sending creative newsletters once a week has proven to be an effective way to reach people and get new students.

The newsletters can include beautiful and moving writings about yoga and spirituality and can also include the date and time of the upcoming yoga classes.

Find The Right Yoga Software

Using the right interfacing software is an important aspect of promoting your own yoga studio. The right yoga software will keep track of all your payments, expenditures, yoga schedules, and all other information that needs to be documented.

Having the right yoga software helps ease the documentation and logistics aspect of the yoga studio so you can focus more on other elements that need more attention. Some amazing software can also schedule your social media posts and send newsletters on the designated time and date, making it way easier and smoother to attract new students.

We live in the 21st century where technology is evolving rapidly; why not take advantage of that?

Advertisements & Banners

If you have a large budget, paid ads and banners are one of the most effective tools to promote your own yoga studio. Putting up creative banners about the yoga studio around the local area will help your yoga studio to be seen and noticed.

If you are running yoga retreats and teacher training programs, you can list your events on yoga retreat booking websites. There are lot’s of popular websites out there and most of them don’t charge for the listing.

You can also make video and audio advertisements that can be put on social media, YouTube, and the local radio. With creative advertisements and banners, nothing can stop you from running a thriving yoga studio.

Running a yoga studio is beneficial on all levels. You get to do what you love and, at the same time, make a good living from it. It’s a beautiful dream that requires a passion for yoga, efforts, commitment and a never-ending dedication.

As Sally Kempton says, “The very heart of yoga practice is ‘abyhasa’ – steady effort in the direction you want to go.”

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Intro text we refine our methods of responsive web design, we’ve increasingly focused on measure and its relationship to how people read.

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. Even the all-powerful Pointing has no control about the blind texts it is an almost unorthographic life One day however a small line of blind text by the name of Lorem Ipsum decided to leave for the far World of Grammar. The Big Oxmox advised her not to do so, because there were thousands of bad Commas, wild Question Marks and devious Semikoli, but the Little Blind Text didn’t listen.

On the topic of alignment, it should be noted that users can choose from the options of None, Left, Right, and Center. In addition, they also get the options of Thumbnail, Medium, Large & Fullsize.

And if she hasn’t been rewritten, then they are still using her. Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean. A small river named Duden flows by their place and supplies it with the necessary regelialia.

A wonderful serenity has taken possession of my entire soul

On her way she met a copy. The copy warned the Little Blind Text, that where it came from it would have been rewritten a thousand times and everything that was left from its origin would be the word “and” and the Little Blind Text should turn around and return to its own, safe country.A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents.

But nothing the copy said could convince her and so it didn’t take long until a few insidious Copy Writers ambushed her, made her drunk with Longe and Parole and dragged her into their agency, where they abused her for their projects again and again.

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean. A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradisematic country, in which roasted parts of sentences fly into your mouth.

What to do in Uluwatu Bali

A collection of textile samples lay spread out on the table – Samsa was a travelling salesman – and above it there hung a picture that he had recently cut out of an illustrated magazine and housed in a nice, gilded frame. It showed a lady fitted out with a fur hat and fur boa who sat upright, raising a heavy fur muff that covered the whole of her lower arm towards the viewer.

Gregor then turned to look out the window at the dull weather. Drops of rain could be heard hitting the pane, which made him feel quite sad. “How about if I sleep a little bit longer and forget all this nonsense”, he thought, but that was something he was unable to do because he was used to sleeping on his right, and in his present state couldn’t get into that position. However hard he threw himself onto his right, he always rolled back to where he was.

One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches into stiff sections. The bedding was hardly able to cover it and seemed ready to slide off any moment. His many legs, pitifully thin compared with the size of the rest of him, waved about helplessly as he looked. “What’s happened to me? ” he thought. It wasn’t a dream.

His room, a proper human room although a little too small, lay peacefully between its four familiar walls. A collection of textile samples lay spread out on the table – Samsa was a travelling salesman – and above it there hung a picture that he had recently cut out of an illustrated magazine and housed in a nice, gilded frame.

Hidden beach paradise that Balinese would never tell you

Before you get started, please be sure to always search this Documentation, and also watch our Video Tutorials. If you have further questions beyond the scope of this Documentation, please don’t hesitate to contact us. We’ll do our very best to reply as promptly as possible.

Lonely girl waiting for a loved one on the beach

It is a paradisematic country, in which roasted parts of sentences fly into your mouth. One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches into stiff sections. The bedding was hardly able to cover it and seemed ready to slide off any moment.

It showed a lady fitted out with a fur hat and fur boa who sat upright, raising a heavy fur muff that covered the whole of her lower arm towards the viewer. Gregor then turned to look out the window at the dull weather. Drops of rain could be heard hitting the pane, which made him feel quite sad.

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Intro text we refine our methods of responsive web design, we’ve increasingly focused on measure and its relationship to how people read.

A wonderful serenity has taken possession of my entire soul

What to do in Uluwatu Bali

Hidden beach paradise that Balinese would never tell you

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Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean. A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradisematic country, in which roasted parts of sentences fly into your mouth.

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. Even the all-powerful Pointing has no control about the blind texts it is an almost unorthographic life One day however a small line of blind text by the name of Lorem Ipsum decided to leave for the far World of Grammar. The Big Oxmox advised her not to do so, because there were thousands of bad Commas, wild Question Marks and devious Semikoli, but the Little Blind Text didn’t listen.

“NO REPRESENTATION IS BEING MADE THAT ANY RESULTS WILL OR ARE LIKELY TO ACHIEVE PRICES SIMILAR TO THOSE SHOWN.”

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents.

“The will to win, the desire to succeed, the urge to reach your full potential these are the keys that will unlock the door to personal excellence.”

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Intro text we refine our methods of responsive web design, we’ve increasingly focused on measure and its relationship to how people read.

A wonderful serenity has taken possession of my entire soul